In the past ten years, the number of women-owned businesses has grown exponentially, and these businesses are just as successful as businesses owned by men. Women seeking capital to finance their business ventures can receive grant money. Grants are available for women starting up businesses in all fields-bed and breakfasts, catering, photography, record labels, greeting cards, craft businesses, consulting, brokerage, and more.
Successful women-owned businesses have boomed in the past decade.
- The number of women-owned businesses has increased exponentially over the past decade.
- Women run companies differently than do men-53% of women business owners are "right-brained," emphasizing their superior use of intuition over analysis, allowing women to see opportunities that might not readily appear to the more left-brained businessmen. Women also tend to use both sides of the brain in decision making, unlike men, giving them a better mix of analysis and creativity, which is critical for small start-up ventures.
- The explosive growth of women-owned businesses over the past decade demonstrates the success of their non-traditional style.
- The US government grants $350 billion in free government grants each year for small business and personal grants.
- Special grants are available for entrepreneurial women to start up a home-based business, thereby allowing women conveniently to stay at home with their children and work at the same time.
- Take the VentureWorthy survey to help find out more about grants for women starting up businesses.
Women starting a business grant
LIHEAP GRANTS
LIHEAP for States
The Low Income Home Energy Assistance Program (LIHEAP) assists eligible low income households with their heating and cooling energy costs, and, if the state chooses, to weatherize homes.
The Low-Income Home Energy Assistance Program can assist customers pay their home energy expenses. The program has three categories of assistance: home energy assistance, crisis assistance, and weather related or supply shortage energy crisis assistance.
Cash Assistance Program
Program Description
The US Health & Human Services with the Labor Dept. has launched the Cash Assistance Program which aims to provide temporary cash assistance and supportive services to low-income families and individuals.
The Electronic Benefit Transfer (EBT) EDGE System is used to issue cash assistance payments. Participants are able to access their benefits from their assigned account by using a plastic debit card called QUEST . The debit card can be used at Automated Teller Machines (ATM) and Point of Sale (POS) devices located at most stores.
Grants Down Payment Money
3 Simple Steps To Receive Housing Assistance
STEP 1: Find the HAN personalized Housing Assistance Search box located above, which will help determine what type of Housing Assistance is available in your area.
STEP 2: Accurately fill out the required fields to help HAN find the proper housing assistance for you.
STEP 3: Press the Find out Instantly What I Qualify For Button to receive your personalized Housing Assistance search results.
USA Grant can help provide:
* Money for Home purchase
* Home Financing Assistance
* Mortgages
* Remodeling
* Money for Down Payment
* Rent
* Land Acquisition
* Many other services that can help you get the housing you deserve.
Foster Grandparent Program
Program Description
The Foster Grandparent Program provides grants to qualified agencies and organizations for the dual purpose of engaging persons 60 or older, with limited incomes, in volunteer service to meet critical community needs and to provide a high quality volunteer experience that will enrich the lives of the volunteers. Program funds are used to support Foster Grandparents in providing supportive, person to person service to children with exceptional or special needs.
General Program Requirements
In order to qualify for this benefit program, you must be interested in volunteering and you must be 60 years of age or older.
Federal Supplemental Educational Opportunity Grants
Program Description
Federal Supplemental Educational Opportunity Grants help financially needy undergraduate students, who have not earned a bachelor’s or professional degree, meet the cost of postsecondary education. The program gives priority to students who receive Federal Pell Grants. The award is made by the school based on the availability of funds. A Federal Supplemental Educational Opportunity Grant does not need to be repaid.
General Program Requirements
In order to qualify for this benefit program, you must be a student pursuing a postsecondary educational degree or certificate.
Federal Pell Grants
Program Description
Federal Pell Grants help financially needy undergraduate students, who have not earned a bachelor’s or professional degree, meet the cost of postsecondary education. In limited cases a Pell Grant may be awarded for attending a post-baccalaureate teacher certification program.
General Program Requirements
In order to qualify for this benefit program, you must be a student pursuing a postsecondary educational degree or certificate.
Grants Disaster Housing Program
Program Description
The Disaster Housing Program provides housing assistance in the form of a grant to individuals whose homes sustained damage as a result of a Presidentially declared disaster. To qualify for assistance, the damaged home must be your primary residence, and be located in the disaster-declared area. If insured, a claim should be filed. This program provides grants for lodging expense reimbursement, minimal home repairs and rental assistance. A determination of the types of housing assistance you are eligible to receive will be made if you apply.
General Program Requirements
In order to qualify for this benefit program, you must be a national, citizen or dual citizen of the US whose home was destroyed or damaged by a Presidentially declared major disaster.
Community Based Child Abuse Prevention Grants
Program Description
The Community Based Family Resource and Support (CBFRS) Program, authorized by Title II of the Child Abuse Prevention and Treatment Act as amended in 1996, is a formula grant program that provides funds to a designated lead agency in each state to support child abuse prevention related activities.
The primary purposes of the program are to:
1) Support state efforts to develop, operate, expand, and enhance a network of community-based, prevention focused, family resource and support programs that coordinate resources among a wide range of public and private organizations
2) Foster an understanding, appreciation, and knowledge of diverse populations in order to effectively prevent and treat child abuse and neglect
General Program Requirements
Eligibility is determined by the Lead Agency in every State. Typically, the program targets families, caregivers and children.
Colorado Low Income Home Energy Assistance Program
Program Description
LEAP is a Federally funded program administered by the Colorado Department of Human Services. Energy Outreach Colorado (EOC) also provides some of the funding for LEAP. LEAP is designed to help with your winter heating costs. LEAP is not intended to pay the entire cost of home heating. If you are applying for LEAP assistance, you should continue to pay on your heating bill.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Colorado, you must need financial assistance for home energy costs and your household's annual income before taxes must not exceed $17,224 if one person lives in the household; $23,107 if two people live in the household; $28,990 if three people live in the household; $34,873 if four people live in the household; $40,756 if five people live in the household; $46,639 if six people live in the household, or $52,222 if seven people live in the household. For larger households, add $3,180 for each additional person in the home.
California Low Income Home Energy Assistance Program
Program Description
The Low Income Home Energy Assistance Program (LIHEAP) Block Grant is funded by the Federal Department of Health and Human Services (DHHS) and provides two basic types of services. Eligible low-income persons, via local governmental and nonprofit organizations, can receive financial assistance to offset the costs of heating and/or cooling dwellings, and/or have their dwellings weatherized to make them more energy efficient. This is accomplished through these three program components:
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of California, you must need financial assistance for home energy costs and your household's annual income before taxes must not exceed $20,519 if one person lives in the household; $26,883 if two people live in the household; $33,146 if three people live in the household; $39,460 if four people live in the household; $45,774 if five people live in the household; $52,087 if six people live in the household.
For family sizes greater than six persons, add 3 percent for each additional family member and multiply the new percentage by the 60% of the State's estimated median income for a 4-person family.
California CalWORKs (TANF)
Program Description
CalWORKs is a welfare program that gives cash aid and services to eligible needy California families. The program serves all 58 counties in the state and is operated locally by county welfare departments. If a family has little or no cash and needs housing, food, utilities, clothing or medical care, it may be eligible to receive immediate short-term help. Families that apply and qualify for ongoing assistance receive money each month to help pay for housing, food and other necessary expenses.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of California, either pregnant or responsible for a child under 19 years of age, a US national, citizen, legal alien, or permanent resident, have low or very low income, and be either under-employed (working for very low wages), unemployed or about to become unemployed.
Alaska Heating Assistance Program (LIHEAP)
Program Description
The Alaska Division of Public Assistance administers the Heating Assistance Program to assist low-income households with their home energy costs. The program is funded with Federal block grant dollars.
The Heating Assistance Program accepts applications October 1 through April 30. You may apply any time during this period. The program begins awarding grants on November 1.
Eligibility for the program is based on your household's income and documentation that you pay for home heat, either directly, or indirectly through rent. However, see the contact information below if you live in subsidized rental housing. Household income consists of income, before deductions, received during the calendar month prior to the month you apply.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Alaska, you must need financial assistance for home energy costs and your household's annual income before taxes must not exceed $16,813 if one person lives in the household; $22,717 if two people live in the household; $28,609 if three people live in the household; $34,501 if four people live in the household; $40,393 if five people live in the household; $46,297 if six people live in the household. For larger households, add $5,892 for each additional person in the home.
Advanced Placement Test Fee Program
Program Description
The Advanced Placement Test FEe Program awards grants to states to support state and local efforts to increase access to advance placement classes and tests for low-income students.
General Program Requirements
In order to qualify for this benefit program, you must be a current or prospective high school student enrolled or planning to enroll in an Advanced Placement (AP) class. You must also characterize your financial situation as low income or very low income.
Adult Education State Grant Program
Program Description
The Adult Education State Grant Program creates a partnership among the Federal government, states, and localities to provide, on a voluntary basis, adult education and literacy services. Its purpose is to assist adults in becoming literate and in obtaining the knowledge and skills necessary for employment and self-sufficiency. It aims to assist adults, who are parents, to obtain the educational skills necessary to become full partners in the educational development of their children as well as in the completion of a secondary school education.
General Program Requirements
By law, only states can apply for funds under this program. The federal government gives grants to each state and outlying area to assist them in providing adult basic education (literacy), English language learning, and high school completion or GED programs. Adults who are at least 16 and not enrolled-or required to be enrolled-in school under state law may get services from local programs. Adults needing services should contact the state director of adult education in their state to find the local program nearest to them at a school, community organization, or community college. For a list of state directors of adult education in all states, go to: http://wdcrobcolp01.ed.gov/Programs/EROD/org_list.cfm?category_cd=DAE